Protect Your Fleet & Business
Truckers, fleets, and contractors — we've got you covered.
Whether you operate one truck or a full fleet, Corretjer's Insurance Group shops your commercial auto policy across 40+ specialty carriers to find the right coverage at the right price. We handle DOT compliance, cargo, liability, and physical damage.
What's covered
Commercial Coverage Options
We build a policy around your specific operation — not a one-size-fits-all package.
Primary Liability
Covers bodily injury and property damage you cause to others. Required by FMCSA for for-hire carriers.
Physical Damage
Collision and comprehensive coverage for your commercial vehicles — protects your fleet investment.
Motor Truck Cargo
Covers the freight or cargo you haul in the event of damage, theft, or loss during transit.
Non-Trucking Liability
Also called bobtail insurance — covers your truck when operating outside of dispatch (personal use).
Hired & Non-Owned Auto
Covers vehicles you rent, borrow, or that employees use for business purposes.
General Liability
Protects your business from third-party claims of bodily injury or property damage not related to vehicle operation.
Why Carriers Choose Corretjer's
We shop your policy across specialty commercial carriers to find the best rate.
Our service is free to you — we are compensated by the carrier, not you.
Most commercial quotes are delivered within one business day.
Who We Insure
From single owner-operators to multi-truck fleets, we have the right carrier for your operation.
Long-haul truckers
Local delivery fleets
Construction contractors
Owner-operators (new authority)
Common Questions About Commercial Auto Insurance in NC
What commercial auto insurance do truckers need in NC?
NC truckers need primary liability (required by FMCSA), physical damage, cargo insurance, and bobtail/non-trucking liability. DOT and MC authority filings are also required for interstate operations.
How much does commercial truck insurance cost in North Carolina?
Commercial truck insurance in NC typically ranges from $8,000–$18,000 per year for owner-operators, depending on cargo type, driving radius, vehicle value, and driving history. We compare 40+ carriers to find the best rate.
Can I get same-day commercial auto insurance?
Yes — in most cases we can bind coverage the same day you request a quote. Submit your information and a licensed agent will contact you within hours.
Do I need a DOT number to get commercial truck insurance in NC?
If you operate in interstate commerce or haul regulated commodities, a USDOT number is required. Intrastate carriers in NC may also need a DOT number depending on vehicle weight and cargo. We help you determine what filings are required and handle them as part of your policy.
What is non-trucking liability (bobtail) insurance?
Non-trucking liability, also called bobtail insurance, covers your truck when it is being driven for personal use — not under dispatch. If you are leased to a motor carrier, their insurance only covers you while on a load. Bobtail fills the gap and is typically required by your lease agreement.
How much liability coverage does FMCSA require for commercial trucks?
FMCSA requires a minimum of $750,000 in primary liability for most for-hire carriers hauling general freight. Carriers transporting hazardous materials may need $1,000,000–$5,000,000 depending on the commodity. We ensure your policy meets all federal and state filing requirements.
Can new authority or new venture truckers get commercial insurance?
Yes — we work with carriers that specialize in new authority and new venture trucking operations. While premiums are typically higher for new operators, we shop your risk across multiple specialty markets to find the most competitive rate available.
Ready to protect your fleet?
Get a free commercial auto quote in 24 hours. No obligation, no pressure.